[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kulau.sk\/ako-jednoducho-usetrit-10-a-viac-eur-mesacne\/#Article","mainEntityOfPage":"https:\/\/www.kulau.sk\/ako-jednoducho-usetrit-10-a-viac-eur-mesacne\/","headline":"Ako jednoducho u\u0161etri\u0165 10 (a viac) eur mesa\u010dne","name":"Ako jednoducho u\u0161etri\u0165 10 (a viac) eur mesa\u010dne","description":"Mo\u017eno je pre niekoho 10\u20ac bagate\u013e ale pre mnoho \u013eud\u00ed, ktor\u00ed \u017eij\u00fa od v\u00fdplaty k v\u00fdplate a po\u010d\u00edtaj\u00fa ka\u017ed\u00fd cent sa zd\u00e1 aj tak\u00e1 to","datePublished":"2018-08-03","dateModified":"2024-06-07","author":{"@type":"Person","@id":"https:\/\/www.kulau.sk\/author\/#Person","name":"","url":"https:\/\/www.kulau.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kulau.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kulau.sk\/wp-content\/uploads\/img_a291712_w16524_t1538576022.jpg","url":"https:\/\/www.kulau.sk\/wp-content\/uploads\/img_a291712_w16524_t1538576022.jpg","height":0,"width":0},"url":"https:\/\/www.kulau.sk\/ako-jednoducho-usetrit-10-a-viac-eur-mesacne\/","wordCount":441,"articleBody":"Mo\u017eno je pre niekoho 10\u20ac bagate\u013e ale pre mnoho \u013eud\u00ed, ktor\u00ed \u017eij\u00fa od v\u00fdplaty k v\u00fdplate a po\u010d\u00edtaj\u00fa ka\u017ed\u00fd cent sa zd\u00e1 aj tak\u00e1 to mal\u00e1 suma vhodnou na odkladanie na hor\u0161ie \u010dasy. Samozrejme sumu si m\u00f4\u017eete prisp\u00f4sobi\u0165 pod\u013ea v\u00fd\u0161ky v\u00e1\u0161ho pr\u00edjmu. Mo\u017enost\u00ed ako si odlo\u017ei\u0165 nejak\u00fa \u010diastku sumu aj pri n\u00edzkom pr\u00edjme je nieko\u013eko:\u00a01) Menej m\u00ed\u0148ajte za jedlo. Je starou a osved\u010denou pravdou, \u017ee na jedle sa d\u00e1 najviac uspori\u0165. Sta\u010d\u00ed trochu zmeni\u0165 svoj \u017eivotn\u00fd \u0161t\u00fdl a vyst\u00fapi\u0165 zo z\u00f3ny komfortu. Miesto obedu v re\u0161taur\u00e1cii alebo v re\u0165azcoch r\u00fdchleho ob\u010derstvenia si uvarte skvel\u00e9 jedlo doma. Mo\u017eno zist\u00edte, \u017ee za hodnotnej\u0161\u00ed dom\u00e1ci gurm\u00e1nsky z\u00e1\u017eitok zaplat\u00edte ove\u013ea menej ne\u017e za re\u0161taura\u010dn\u00fd.Do pr\u00e1ce si tie\u017e m\u00f4\u017eete zabali\u0165 doma pripraven\u00e9 sendvi\u010de a dom\u00e1cu stravu a vyhnete sa t\u00fdm plateniu za pracovn\u00e9 obedy vo firemnej jed\u00e1lni.E\u0161te vy\u0161\u0161\u00edm levelom je zn\u00e1my alebo kamar\u00e1t, ktor\u00fd m\u00e1 vlastn\u00fa z\u00e1hradu a m\u00f4\u017ee v\u00e1s za n\u00edzku sumu \u201edotova\u0165\u201c vlastnoru\u010dne dopestovanou zeleninou a ovoc\u00edm.\u00a02) Vyhnite sa impulz\u00edvnemu nakupovaniu. Ur\u010dite to pozn\u00e1te, idete nak\u00fapi\u0165 iba 2-3 veci a nakoniec skon\u010d\u00edte s pln\u00fdm ko\u0161\u00edkom. Tak\u00e9muto \u201efaux pas\u201c sa d\u00e1 \u013eahko zabr\u00e1ni\u0165 ak si nap\u00ed\u0161ete presn\u00fd zoznam a zoberiete si len ur\u010den\u00e9 mno\u017estvo pe\u0148az\u00ed.Pou\u017e\u00edvanie bankomatovej karty tie\u017e l\u00e1ka k nepl\u00e1novan\u00e9mu plytvaniu pe\u0148az\u00ed.Dobrou pom\u00f4ckou m\u00f4\u017ee by\u0165 n\u00e1kup s kalkula\u010dkou v ruke. Ka\u017ed\u00fa polo\u017eku zar\u00e1tajte a na konci zist\u00edte \u010di ste limit prekro\u010dili alebo e\u0161te m\u00e1te rezervu.\u00a0\u00a0 \u00a03) Sledujte svoje v\u00fddavky po\u010das cel\u00e9ho mesiaca.Zna\u010dte si v\u0161etky sumy pe\u0148az\u00ed, ktor\u00e9 ste v priebehu mesiaca utratili aj keby to boli len mal\u00e9 transakcie. M\u00f4\u017eete si vytvori\u0165 tabu\u013eku a aktualizova\u0165 zaka\u017ed\u00fdm ke\u010f pr\u00eddete domov, pr\u00edpadne si stihnite aplik\u00e1ciu do telef\u00f3nu.D\u00f4le\u017eit\u00e1 je presnos\u0165 a d\u00f4slednos\u0165 iba tak budete m\u00f4c\u0165 objekt\u00edvne vyhodnoti\u0165 svoje v\u00fddavky.\u00a04) Zamerajte sa na to \u010do je naozaj potrebn\u00e9. Ak budete sledova\u0165 v\u0161etky svoje v\u00fddavky v danom mesiaci budete sa vedie\u0165 lep\u0161ie zamera\u0165 na to najnevyhnutnej\u0161ie. Nevyhnutn\u00e9 platby si zadefinujte ako z\u00e1klad a zvy\u0161ok rozde\u013ete na sporenie a z\u00e1bavu.Pok\u00faste sa v\u0161ak udr\u017ea\u0165 nejak\u00fa rezervu pre pr\u00edpad n\u00fadze.                                                                                                                                                                                                                                                                                                                                                                                         4.3\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako jednoducho u\u0161etri\u0165 10 (a viac) eur mesa\u010dne","item":"https:\/\/www.kulau.sk\/ako-jednoducho-usetrit-10-a-viac-eur-mesacne\/#breadcrumbitem"}]}]